What a Credit Card
Hi! We’re Bend by FNBO
Bend by FNBO is a new service from First National Bank of Omaha built in collaboration with industry leading fintech infrastructure partners to bring modern API embeddable co-branded credit products to digital brands and fintechs.
Who We Work With
FNBO is a 160 year old family owned bank and leading credit card issuer powering over 250 financial institution, co-brand, reward, and affinity partner branded in-market card programs.
As an early pioneer of partner branded credit card issuance, FNBO has a long history of staying ahead of the pack to meet the needs of our partners and our shared customers.
Bend by FNBO is the next step in our evolution.
+50 Years of Credit Card
+250 Financial Institutions, Co-Brand,
and Affinity Partnerships
Privately Owned Bank
How We’re Different
Bend by FNBO marries FNBO’s historical strength in the partner branded credit market with the modern technical capabilities of emerging non-bank credit issuing program managers – a powerful combination that enables us to uniquely deliver advanced capabilities and value to the market.
Why Brands Choose Us
Launch a Card Program Quickly
Build and Host Your Own Experience
Flexible Revenue Models
Financial and Technology Expertise
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