What a Credit Card
Can Be
Who We Are
Modular credit card service for the digital world
Today’s digital world requires flexibility and agility. Backed by 160 years of financial experience, Bend by FNBO provides companies with a path to embedded credit card services by blending sophisticated modern technology with trusted financial credentials.
Who We Work With
Fintechs
Digital Brands
Technology Platforms
Our Experience
One of the first banks to issue credit cards, FNBO is now the first to offer modular credit card services.
Looking for the tools to build a credit card experience, but need financial backing? Bend by FNBO is the answer. Through curated partnerships with payment partners, Bend by FNBO leverages the tools customers want with the financial support they need.
+50 Years of Credit Card
Issuing Experience
+250 Financial Institutions, Co-Brand,
and Affinity Partnerships
Nationally Chartered,
Privately Owned Bank
Privately Owned Bank